Effective as of 4/13/2010
Savings Rates
Limited to the State of Maryland |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Easy Checking |
$100 |
$0.00 |
.00% |
.00% |
| NOW |
$300 |
$300 |
.50% |
.51% |
| Money Market |
$2,500 |
$0 - $2,500 |
.93% |
.95% |
| Money Market |
$2,500 |
$2,500 - $20,000 |
1.08% |
1.10% |
| Money Market |
$2,500 |
over $20,000 |
1.18% |
1.20% |
| Money Market Advantage |
$40,000 |
$0 - $39,999 |
.93% |
.95% |
| Money Market Advantage |
$40,000 |
$40,000 and over |
1.47% |
1.50% |
| Statement Savings |
$50 |
$10 |
.98% |
1.00% |
| Christmas Club |
$10 |
$10 |
.98% |
1.00% |
| Certificates of Deposit |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 6 Month |
$500 |
$500 |
1.23% |
1.25% |
| 6 Month |
$7,500 |
$7,500 |
1.27% |
1.30% |
| 12 Month |
$500 |
$500 |
1.47% |
1.50% |
| 12 Month |
$1,000 |
$1,000 |
1.66% |
1.70% |
| 12 Month |
$7,500 |
$7,500 |
1.52% |
1.55% |
| 15 Month |
$10,000 |
$10,000 |
1.76% |
1.80% |
| 18 Month |
$500 |
$500 |
1.66% |
1.70% |
| 18 Month |
$20,000 |
$20,000 |
1.76% |
1.80% |
| 24 Month |
$500 |
$500 |
1.90% |
1.95% |
| 30 Month |
$500 |
$500 |
2.10% |
2.15% |
| 36 Month |
$500 |
$500 |
2.15% |
2.20% |
| 48 Month |
$500 |
$500 |
2.44% |
2.50% |
| 60 Month |
$500 |
$500 |
2.68% |
2.75% |
| Individual Retirement Accounts |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 6 Month |
$100 |
$100 |
1.23% |
1.25% |
| 12 Month |
$100 |
$100 |
1.47% |
1.50% |
| 18 Month |
$100 |
$100 |
1.66% |
1.70% |
| 30 Month |
$100 |
$100 |
2.10% |
2.15% |
| 42 Month |
$100 |
$100 |
2.44% |
2.50% |
| 60 Month |
$100 |
$100 |
2.68% |
2.75% |
| Notes |
| Rates subject to change without notice. |
| Member FDIC |
| A penalty may be imposed for early withdrawal on certificates of deposit. |
| For variable rate accounts the rate may change after the account is opened. |
| Fees could reduce the earnings on the account. |
| A penalty may be imposed for early withdrawal on individual retirement accounts. |
| NOW Accounts for Personal Use Only. |
|
