Effective as of 7/08/08
Savings Rates
Limited to the State of Maryland |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Easy Checking |
$100 |
$0.00 |
.00% |
.00% |
| NOW |
$300 |
$300 |
.75% |
.76% |
| Money Market |
$2,500 |
$0 - $2,500 |
1.95% |
2.00% |
| Money Market |
$2,500 |
$2,500 - $20,000 |
2.44% |
2.50% |
| Money Market |
$2,500 |
over $20,000 |
2.53% |
2.60% |
| Money Market Advantage |
$40,000 |
$0 - $39,999 |
1.23% |
1.25% |
| Money Market Advantage |
$40,000 |
$40,000 and over |
3.00% |
3.09% |
| Statement Savings |
$50 |
$10 |
1.52% |
1.55% |
| Christmas Club |
$10 |
$10 |
1.47% |
1.50% |
| Certificates of Deposit |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 6 Month |
$500 |
$500 |
2.72% |
2.80% |
| 6 Month |
$7,500 |
$7,500 |
2.77% |
2.85% |
| 12 Month |
$500 |
$500 |
2.92% |
3.00% |
| 12 Month |
$1,000 |
$1,000 |
3.15% |
3.25% |
| 12 Month |
$7,500 |
$7,500 |
2.96% |
3.05% |
| 12 Month |
$25,000 |
$25,000 |
3.06% |
3.15% |
| 15 Month |
$10,000 |
$10,000 |
3.35% |
3.45% |
| 18 Month |
$500 |
$500 |
2.96% |
3.05% |
| 18 Month |
$20,000 |
$20,000 |
3.06% |
3.15% |
| 24 Month |
$500 |
$500 |
3.15% |
3.25% |
| 30 Month |
$500 |
$500 |
3.25% |
3.35% |
| 36 Month |
$500 |
$500 |
3.39% |
3.50% |
| 48 Month |
$500 |
$500 |
3.63% |
3.75% |
| 60 Month |
$500 |
$500 |
3.87% |
4.00% |
| Individual Retirement Accounts |
| Account Type |
Minimum to Open |
Min Balance to Earn Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 6 Month |
$100 |
$100 |
2.72% |
2.80% |
| 12 Month |
$100 |
$100 |
2.92% |
3.00% |
| 18 Month |
$100 |
$100 |
2.96% |
3.05% |
| 30 Month |
$100 |
$100 |
3.25% |
3.35% |
| 42 Month |
$100 |
$100 |
3.63% |
3.75% |
| 60 Month |
$100 |
$100 |
3.87% |
4.00% |
| Notes |
| Rates subject to change without notice. |
| Member FDIC |
| A penalty may be imposed for early withdrawal on certificates of deposit. |
| For variable rate accounts the rate may change after the account is opened. |
| Fees could reduce the earnings on the account. |
| A penalty may be imposed for early withdrawal on individual retirement accounts. |
| NOW Accounts for Personal Use Only. |
|
