3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 10/08/2019

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%3.50%3.656%0$7.14
Fixed15 yearsup to 95%3.375%3.678%1$7.08
Fixed20 yearsup to 95%3.75%3.875%0$5.92
Fixed20 yearsup to 95%3.625%3.864%1$5.86
Fixed30 yearsup to 95%4.00%4.093%0$4.77
Fixed30 yearsup to 95%3.875%4.050%1$4.70
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.875%4.162%0$4.70
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.75%4.20%1$4.63
Construction Permanent Loan30 yearsup to 80%4.875%5.110%1$5.29
Construction Permanent Loan30 yearsup to 80%4.75%5.029%1 1/2$5.21
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.656%
Points: 0
Payment Per $1,000: $7.14
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 3.678%
Points: 1
Payment Per $1,000: $7.08
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 3.875%
Points: 0
Payment Per $1,000: $5.92
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.864%
Points: 1
Payment Per $1,000: $5.86
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.00%
Annual Percentage Rate: 4..093%
Points: 0
Payment Per $1,000: $4.77
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate: 4.050%
Points: 1
Payment Per $1,000: $4.70
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate:4.162%
Points: 0
Payment Per $1,000: $4.70
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 4.200%
Points: 1
Payment Per $1,000: $4.63
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.875%
Annual Percentage Rate: 5.110%
Points: 1
Payment Per $1,000: $5.29
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.75%
Annual Percentage Rate: 5.029%
Points: 1 1/2
Payment Per $1,000: $5.21

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%5.00%5.261%0$10.60
Fixed Rate15 years80%5.25%5.437%0$8.03
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.261%
Points: 0
Payment Per $1,000: $10.60
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 5.25%
Annual Percentage Rate: 5.437%
Points: 0
Payment Per $1,000: $8.03

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%3.875%3.946%0$7.33
Fixed15 yearsup to 95%3.75%3.967%1$7.27
Fixed30 yearsup to 95%4.25%4.293%0$4.91
Fixed30 yearsup to 95%4.125%4.251%1$4.84
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.00%4.156%0$4.77
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.875%4.194%1$4.70
Construction Permanent Loan30 yearsup to 80%5.00%5.104%1$5.36
Construction Permanent Loan30 yearsup to 80%4.875%5.023%1 1/2$5.29
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate: 3.946%
Points: 0
Payment Per $1,000: $7.33
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 3.967%
Points: 1
Payment Per $1,000: $7.27
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.25%
Annual Percentage Rate: 4.293%
Points: 0
Payment Per $1,000: $4.91
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.125%
Annual Percentage Rate: 4.251%
Points: 1
Payment Per $1,000: $4.84
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.00%
Annual Percentage Rate: 4.156%
Points: 0
Payment Per $1,000: $4.77
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate: 4.194%
Points: 1
Payment Per $1,000: $4.70
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.104%
Points: 1
Payment Per $1,000: $5.36
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.875%
Annual Percentage Rate: 5.023%
Points: 1 1/2
Payment Per $1,000: $5.29