3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 09/19/2018

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%4.25%4.419%0$7.52
Fixed15 yearsup to 95%4.125%4.444%1$7.45
Fixed20 yearsup to 95%4.50%4.636%0$6.32
Fixed20 yearsup to 95%4.375%4.629%1$6.25
Fixed30 yearsup to 95%4.75%4.852%0$5.21
Fixed30 yearsup to 95%4.625%4.814%1$5.14
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.50%5.216%0$5.06
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.375%5.256%1$4.99
Construction Permanent Loan30 yearsup to 80%5.00%5.263%1$5.36
Construction Permanent Loan30 yearsup to 80%4.875%5.180%1 1/2$5.29
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 4.25%
Annual Percentage Rate: 4.419%
Points: 0
Payment Per $1,000: $7.52
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 4.125%
Annual Percentage Rate: 4.444%
Points: 1
Payment Per $1,000: $7.45
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 4.50%
Annual Percentage Rate: 4.636%
Points: 0
Payment Per $1,000: $6.32
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 4.375%
Annual Percentage Rate: 4.629%
Points: 1
Payment Per $1,000: $6.25
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.75%
Annual Percentage Rate: 4.852%
Points: 0
Payment Per $1,000: $5.21
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.625%
Annual Percentage Rate: 4.814%
Points: 1
Payment Per $1,000: $5.14
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.50%
Annual Percentage Rate:5.216%
Points: 0
Payment Per $1,000: $5.06
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.375%
Annual Percentage Rate: 5.256%
Points: 1
Payment Per $1,000: $4.99
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.263%
Points: 1
Payment Per $1,000: $5.36
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.875%
Annual Percentage Rate: 5.180%
Points: 1 1/2
Payment Per $1,000: $5.29

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%5.00%5.261%0$10.60
Fixed Rate15 years80%5.25%5.437%0$8.03
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.261%
Points: 0
Payment Per $1,000: $10.60
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 4.375%
Annual Percentage Rate: 4.604%
Points: 0
Payment Per $1,000: $7.58

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%4.50%4.580%0$7.64
Fixed15 yearsup to 95%4.375%4.604%1$7.58
Fixed30 yearsup to 95%4.875%4.924%0$5.29
Fixed30 yearsup to 95%4.75%4.886%1$5.21
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.625%5.209%0$5.14
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.50%5.249%1$5.06
Construction Permanent Loan30 yearsup to 80%5.125%5.280%1$5.44
Construction Permanent Loan30 yearsup to 80%5.00%5.198%1 1/2$5.36
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 4.50%
Annual Percentage Rate: 4.580%
Points: 0
Payment Per $1,000: $7.64
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 4.375%
Annual Percentage Rate: 4.604%
Points: 1
Payment Per $1,000: $7.58
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.875%
Annual Percentage Rate: 4.924%
Points: 0
Payment Per $1,000: $5.29
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.75%
Annual Percentage Rate: 4.886%
Points: 1
Payment Per $1,000: $5.21
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.625%
Annual Percentage Rate: 5.209%
Points: 0
Payment Per $1,000: $5.14
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.50%
Annual Percentage Rate: 5.249%
Points: 1
Payment Per $1,000: $5.06
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 5.125%
Annual Percentage Rate:5.280%
Points: 1
Payment Per $1,000: $5.44
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.198%
Points: 1 1/2
Payment Per $1,000: $5.36