3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 04/24/2018

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%4.125%4.292%0$7.45
Fixed15 yearsup to 95%4.00%4.316%1$7.39
Fixed20 yearsup to 95%4.375%4.509%0$6.25
Fixed20 yearsup to 95%4.25%4.501%1$6.19
Fixed30 yearsup to 95%4.625%4.726%0$5.14
Fixed30 yearsup to 95%4.50%4.686%1$5.06
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.50%5.216%0$5.06
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.375%5.256%1$4.99
Construction Permanent Loan30 yearsup to 80%5.00%5.263%1$5.36
Construction Permanent Loan30 yearsup to 80%4.875%5.180%1 1/2$5.29
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.250%
Annual Percentage Rate: 3.402%
Points: 0
Payment Per $1,000: $7.03
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.125%
Annual Percentage Rate: 3.422%
Points: 1
Payment Per $1,000: $6.97
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.750%
Annual Percentage Rate: 3.875%
Points: 0
Payment Per $1,000: $5.93
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.864%
Points: 1
Payment Per $1,000: $5.86
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.125%
Annual Percentage Rate: 4.219%
Points: 0
Payment Per $1,000: $4.85
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.000%
Annual Percentage Rate: 4.177%
Points: 1
Payment Per $1,000: $4.77
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 4.183%
Points: 0
Payment Per $1,000: $4.42
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.250%
Annual Percentage Rate: 4.221%
Points: 1
Payment Per $1,000: $4.35
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.375%
Annual Percentage Rate: 4.580%
Points: 1
Payment Per $1,000: $4.99
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.250%
Annual Percentage Rate: 4.497%
Points: 1 1/2
Payment Per $1,000: $4.92

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%5.00%5.261%0$10.60
Fixed Rate15 years80%5.25%5.437%0$8.03
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 3.75%
Annual Percentage Rate: 3.855%
Points: 0
Payment Per $1,000: $10.00
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 4.00%
Annual Percentage Rate: 4.073%
Points: 0
Payment Per $1,000: $7.39

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%4.50%4.580%0$7.64
Fixed15 yearsup to 95%4.375%4.604%1$7.58
Fixed30 yearsup to 95%4.75%4.798%0$5.21
Fixed30 yearsup to 95%4.625%4.759%1$5.14
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.625%5.209%0$5.14
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.50%5.249%1$5.06
Construction Permanent Loan30 yearsup to 80%5.125%5.280%1$5.44
Construction Permanent Loan30 yearsup to 80%5.00%5.198%1 1/2$5.36
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.692%
Points: 0
Payment Per $1,000: $7.21
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.713%
Points: 1
Payment Per $1,000: $7.14
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.375%
Annual Percentage Rate: 4.419%
Points: 0
Payment Per $1,000: $4.99
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.250%
Annual Percentage Rate: 4.378%
Points: 1
Payment Per $1,000: $4.92
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate: 4.314%
Points: 0
Payment Per $1,000: $4.70
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 4.352%
Points: 1
Payment Per $1,000: $4.63
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.75%
Annual Percentage Rate: 4.858%
Points: 1
Payment Per $1,000: $5.22
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.625%
Annual Percentage Rate: 4.779%
Points: 1 1/2
Payment Per $1,000: $5.14