3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 1/17/2018

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%3.625%3.784%0$7.21
Fixed15 yearsup to 95%3.50%3.805%1$7.14
Fixed20 yearsup to 95%4.00%4.128%0$6.05
Fixed20 yearsup to 95%3.875%4.119%1$5.99
Fixed30 yearsup to 95%4.25%4.346%0$4.91
Fixed30 yearsup to 95%4.125%4.305%1$4.84
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.875%4.724%0$4.70
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.75%4.764%1$4.63
Construction Permanent Loan30 yearsup to 80%4.50%4.740%1$5.06
Construction Permanent Loan30 yearsup to 80%4.375%4.657%1 1/2$4.99
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.250%
Annual Percentage Rate: 3.402%
Points: 0
Payment Per $1,000: $7.03
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.125%
Annual Percentage Rate: 3.422%
Points: 1
Payment Per $1,000: $6.97
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.750%
Annual Percentage Rate: 3.875%
Points: 0
Payment Per $1,000: $5.93
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.864%
Points: 1
Payment Per $1,000: $5.86
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.125%
Annual Percentage Rate: 4.219%
Points: 0
Payment Per $1,000: $4.85
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.000%
Annual Percentage Rate: 4.177%
Points: 1
Payment Per $1,000: $4.77
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 4.183%
Points: 0
Payment Per $1,000: $4.42
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.250%
Annual Percentage Rate: 4.221%
Points: 1
Payment Per $1,000: $4.35
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.375%
Annual Percentage Rate: 4.580%
Points: 1
Payment Per $1,000: $4.99
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.250%
Annual Percentage Rate: 4.497%
Points: 1 1/2
Payment Per $1,000: $4.92

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%3.75%3.855%0$10.00
Fixed Rate15 years80%4.00%4.073%0$7.39
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 3.75%
Annual Percentage Rate: 3.855%
Points: 0
Payment Per $1,000: $10.00
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 4.00%
Annual Percentage Rate: 4.073%
Points: 0
Payment Per $1,000: $7.39

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%4.00%4.072%0$7.39
Fixed15 yearsup to 95%3.875%4.095%1$7.33
Fixed30 yearsup to 95%4.50%4.545%0$5.06
Fixed30 yearsup to 95%4.375%4.505%1$4.99
5 Year Adjustable Rate Mortgage30 yearsup to 95%4.00%4.718%0$4.77
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.875%4.757%1$4.70
Construction Permanent Loan30 yearsup to 80%4.75%4.858%1$5.22
Construction Permanent Loan30 yearsup to 80%4.625%4.779%1 1/2$5.14
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.692%
Points: 0
Payment Per $1,000: $7.21
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.713%
Points: 1
Payment Per $1,000: $7.14
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.375%
Annual Percentage Rate: 4.419%
Points: 0
Payment Per $1,000: $4.99
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 4.250%
Annual Percentage Rate: 4.378%
Points: 1
Payment Per $1,000: $4.92
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.875%
Annual Percentage Rate: 4.314%
Points: 0
Payment Per $1,000: $4.70
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 4.352%
Points: 1
Payment Per $1,000: $4.63
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.75%
Annual Percentage Rate: 4.858%
Points: 1
Payment Per $1,000: $5.22
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.625%
Annual Percentage Rate: 4.779%
Points: 1 1/2
Payment Per $1,000: $5.14