3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 10/05/2022

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%5.50%5.759%0$8.17
Fixed15 yearsup to 95%5.375%5.790%1$8.10
Fixed20 yearsup to 95%6.00%6.214%0$7.16
Fixed20 yearsup to 95%5.875%6.215%1$7.09
Fixed30 yearsup to 95%6.25%6.416%0$6.15
Fixed30 yearsup to 95%6.125%6.386%1$6.07
5 Year Adjustable Rate Mortgage30 yearsup to 95%5.75%6.550%0$5.83
5 Year Adjustable Rate Mortgage30 yearsup to 95%5.625%6.596%1$5.75
Construction Permanent Loan30 yearsup to 80%6.50%6.779%1$6.32
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 5.50%
Annual Percentage Rate: 5.759%
Points: 0
Payment Per $1,000: $8.17
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 5.375%
Annual Percentage Rate: 5.790%
Points: 1
Payment Per $1,000: $8.10
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 6.00%
Annual Percentage Rate: 6.214%
Points: 0
Payment Per $1,000: $7.16
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 5.875%
Annual Percentage Rate: 6.215%
Points: 1
Payment Per $1,000: $7.09
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 6.25%
Annual Percentage Rate: 6.416%
Points: 0
Payment Per $1,000: $6.15
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 6.125%
Annual Percentage Rate: 6.386%
Points: 1
Payment Per $1,000: $6.07
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 5.75%
Annual Percentage Rate: 6.550%
Points: 0
Payment Per $1,000: $5.83
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 5.625%
Annual Percentage Rate: 6.596%
Points: 1
Payment Per $1,000: $5.75
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 6.50%
Annual Percentage Rate: 6.779%
Points: 1
Payment Per $1,000: $6.32
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 6.50%
Annual Percentage Rate: 6.779%
Points: 1
Payment Per $1,000: $6.32

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%6.75%7.151%0$11.48
Fixed Rate15 years80%7.25%7.547%0$9.12
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 6.75%
Annual Percentage Rate: 7.151%
Points: 0
Payment Per $1,000: $11.48
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 7.25%
Annual Percentage Rate: 7.547%
Points: 0
Payment Per $1,000: $9.12

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%5.50%5.608%0$8.17
Fixed15 yearsup to 95%5.375%5.637%1$8.10
Fixed30 yearsup to 95%6.25%6.323%0$6.15
Fixed30 yearsup to 95%6.125%6.292%1$6.07
5 Year Adjustable Rate Mortgage30 yearsup to 95%5.75%6.459%0$5.83
5 Year Adjustable Rate Mortgage30 yearsup to 95%5.625%6.504%1$5.75
Construction Permanent Loan30 yearsup to 80%6.75%6.864%1$6.48
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 5.50%
Annual Percentage Rate: 5.608%
Points: 0
Payment Per $1,000: $8.17
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 5.375%
Annual Percentage Rate: 5.637%
Points: 1
Payment Per $1,000: $8.10
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 6.25%
Annual Percentage Rate: 6.323%
Points: 0
Payment Per $1,000: $6.15
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 6.125%
Annual Percentage Rate: 6.292%
Points: 1
Payment Per $1,000: $6.07
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 5.75%
Annual Percentage Rate: 6.459%
Points: 0
Payment Per $1,000: $5.83
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 5.625%
Annual Percentage Rate: 6.504%
Points: 1
Payment Per $1,000: $5.75
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 6.75%
Annual Percentage Rate: 6.864%
Points: 1
Payment Per $1,000: $6.48
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 6.75%
Annual Percentage Rate: 6.864%
Points: 1
Payment Per $1,000: $6.48
Looking to bank without leaving your home? Ask us about our online and mobile banking products
+