3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 03/01/2021

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%3.25%3.402%0$7.02
Fixed15 yearsup to 95%3.125%3.422%1$6.96
Fixed20 yearsup to 95%3.50%3.621%0$5.79
Fixed20 yearsup to 95%3.375%3.609%1$5.73
Fixed30 yearsup to 95%3.50%3.586%0$4.49
Fixed30 yearsup to 95%3.375%3.542%1$4.42
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.25%3.216%0$4.35
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.125%3.251%1$4.28
Construction Permanent Loan30 yearsup to 80%4.00%4.224%1$4.77
Construction Permanent Loan30 yearsup to 80%3.875%4.140%1 1/2$4.70
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.25%
Annual Percentage Rate: 3.402%
Points: 0
Payment Per $1,000: $7.02
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.125%
Annual Percentage Rate: 3.442%
Points: 1
Payment Per $1,000: $6.96
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.621%
Points: 0
Payment Per $1,000: $5.79
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 3.609%
Points: 1
Payment Per $1,000: $5.73
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.586%
Points: 0
Payment Per $1,000: $4.49
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 3.542%
Points: 1
Payment Per $1,000: $4.42
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.25%
Annual Percentage Rate: 3.216%
Points: 0
Payment Per $1,000: $4.35
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.125%
Annual Percentage Rate: 3.251%
Points: 1
Payment Per $1,000: $4.28
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.00%
Annual Percentage Rate: 4.224%
Points: 1
Payment Per $1,000: $4.77
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 3.875%
Annual Percentage Rate: 4.14%
Points: 1 1/2
Payment Per $1,000: $4.70

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%5.00%5.261%0$10.60
Fixed Rate15 years80%5.25%5.437%0$8.03
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 5.00%
Annual Percentage Rate: 5.261%
Points: 0
Payment Per $1,000: $10.60
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 5.25%
Annual Percentage Rate: 5.437%
Points: 0
Payment Per $1,000: $8.03

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%3.50%3.565%0$7.14
Fixed15 yearsup to 95%3.375%3.585%1$7.08
Fixed30 yearsup to 95%3.75%3.788%0$4.63
Fixed30 yearsup to 95%3.625%3.744%1$4.56
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.50%3.255%0$4.49
5 Year Adjustable Rate Mortgage30 yearsup to 95%3.375%3.291%1$4.42
Construction Permanent Loan30 yearsup to 80%4.125%4.114%1$4.84
Construction Permanent Loan30 yearsup to 80%4.00%4.153%1 1/2$4.77
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.565%
Points: 0
Payment Per $1,000: $7.14
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate: 3.585%
Points: 1
Payment Per $1,000: $7.08
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.75%
Annual Percentage Rate: 3.788%
Points: 0
Payment Per $1,000: $4.63
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.625%
Annual Percentage Rate: 3.744%
Points: 1
Payment Per $1,000: $4.56
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.50%
Annual Percentage Rate: 3.255%
Points: 0
Payment Per $1,000: $4.49
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 3.375%
Annual Percentage Rate:3.291%
Points: 1
Payment Per $1,000: $4.42
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.125%
Annual Percentage Rate: 4.114%
Points: 1
Payment Per $1,000: $4.84
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 4.00%
Annual Percentage Rate: 4.153%
Points: 1 1/2
Payment Per $1,000: $4.77
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