3228-3230 Eastern Avenue, Baltimore, MD 21224

Deposit Rates

Effective as of 06/18/2020

Savings Rates

Limited to the State of Maryland

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
Easy Checking$100$0.00.00%.00%
NOW$300$10.05%.05%
Money Market$2,500$0 - $2,500.05%.05%
Money Market$2,500$2,500 - $20,000.10%.10%
Money Market$2,500over $20,000.20%.20%
Money Market Advantage$40,000$0 - $39,999.05%.05%
Money Market Advantage$40,000$40,000 and over.20%.20%
Statement Savings$50$10.10%.10%
Christmas Club$10$10.10%.10%
Easy Checking
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $0.00
Interest Rate: .00%
Annual Percentage Yield: .00%
NOW
Minimum to Open: $300
Min Balance to Earn Annual Percentage Yield: $300
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $0 - $2,500
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $2,500 - $20,000
Interest Rate: .10%
Annual Percentage Yield: .10%
Money Market
Minimum to Open: over $20,000
Min Balance to Earn Annual Percentage Yield: over $20,000
Interest Rate: .20%
Annual Percentage Yield: .20%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $0 - $39,999
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $40,000 and over
Interest Rate: .20%
Annual Percentage Yield: .20%
Statement Savings
Minimum to Open: $50
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .10%
Annual Percentage Yield: .10%
Christmas Club
Minimum to Open: $10
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .10%
Annual Percentage Yield: .10%

Certificates of Deposit

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$500$500.15%.15%
6 Month$7,500$7,500.20%.20%
12 Month$500$500.30%.30%
12 Month$1,000$1,000.30%.30%
12 Month$7,500$7,500.30%.30%
12 Month$25,000$25,000.34%.35%
15 Month$10,000$10,000.39%.40%
18 Month$500$500.39%.40%
18 Month$20,000$20,000.39%.40%
19 Month Bump Up$10,000$10,000.39%.40%
24 Month$500$500.45%.45%
30 Month$500$500.45%.45%
36 Month$500$500.50%.50%
48 Month$500$500.55%.55%
60 Month$500$500.70%.70%
6 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .15%
Annual Percentage Yield: .15%
6 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: .20%
Annual Percentage Yield: .20%
12 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .30%
Annual Percentage Yield: .30%
12 Month
Minimum to Open: $1,000
Min Balance to Earn Annual Percentage Yield: $1,000
Interest Rate: .30%
Annual Percentage Yield: .30%
12 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: .30%
Annual Percentage Yield: .30%
12 Month
Minimum to Open: $25,000
Min Balance to Earn Annual Percentage Yield: $25,000
Interest Rate: .34%
Annual Percentage Yield: .35%
15 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: .39%
Annual Percentage Yield: .40%
18 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .39%
Annual Percentage Yield: .40%
18 Month
Minimum to Open: $20,000
Min Balance to Earn Annual Percentage Yield: $20,000
Interest Rate: .39%
Annual Percentage Yield: .40%
19 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: .39%
Annual Percentage Yield: .40%
24 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .45%
Annual Percentage Yield: .45%
30 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .45%
Annual Percentage Yield: .45%
36 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .50%
Annual Percentage Yield: .50%
48 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .55%
Annual Percentage Yield: .55%
60 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .70%
Annual Percentage Yield: .70%

Individual Retirement Accounts

TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$100$100.15%.15%
12 Month$100$100.30%.30%
18 Month$100$100.40%.40%
30 Month$100$100.45%.45%
42 Month$100$100.50%.50%
60 Month$100$100.70%.70%
6 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .15%
Annual Percentage Yield: .15%
12 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .30%
Annual Percentage Yield: .30%
18 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .40%
Annual Percentage Yield: .40%
30 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .45%
Annual Percentage Yield: .45%
42 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .50%
Annual Percentage Yield: .50%
60 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .70%
Annual Percentage Yield: .70%
**New Lobby Hours** New hours are Monday - Thursday 9:00 am-3:00 pm and Fridays 9:00 am - 5:00 pm
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