Limited to the State of Maryland
Effective as of 09/25/2024
Savings Rates
| Account Type | Minimum to Open | Min Balance to Earn Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
| Easy Checking | $100 | $0.00 | .00% | .00% |
| NOW | $300 | $10 | .05% | .05% |
| Money Market | $2,500 | $0 - $2,500 | .05% | .05% |
| Money Market | $2,500 | $2,500 - $20,000 | .15% | .15% |
| Money Market | $2,500 | over $20,000 | .40% | .40% |
| Money Market Advantage | $40,000 | $0 - $39,999 | .15% | .15% |
| Money Market Advantage | $40,000 | $40,000 and over | .50% | .50% |
| Statement Savings | $50 | $10 | .15% | .15% |
| Christmas Club | $10 | $10 | .15% | .15% |
| Easy Checking |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $0.00 |
| Interest Rate: .00% |
| Annual Percentage Yield: .00% |
| NOW |
| Minimum to Open: $300 |
| Min Balance to Earn Annual Percentage Yield: $300 |
| Interest Rate: .05% |
| Annual Percentage Yield: .05% |
| Money Market |
| Minimum to Open: $2,500 |
| Min Balance to Earn Annual Percentage Yield: $0 - $2,500 |
| Interest Rate: .05% |
| Annual Percentage Yield: .05% |
| Money Market |
| Minimum to Open: $2,500 |
| Min Balance to Earn Annual Percentage Yield: $2,500 - $20,000 |
| Interest Rate: .15% |
| Annual Percentage Yield: .15% |
| Money Market |
| Minimum to Open: over $20,000 |
| Min Balance to Earn Annual Percentage Yield: over $20,000 |
| Interest Rate: .40% |
| Annual Percentage Yield: .40% |
| Money Market Advantage |
| Minimum to Open: $40,000 |
| Min Balance to Earn Annual Percentage Yield: $0 - $39,999 |
| Interest Rate: .15% |
| Annual Percentage Yield: .15% |
| Money Market Advantage |
| Minimum to Open: $40,000 |
| Min Balance to Earn Annual Percentage Yield: $40,000 and over |
| Interest Rate: .50% |
| Annual Percentage Yield: .50% |
| Statement Savings |
| Minimum to Open: $50 |
| Min Balance to Earn Annual Percentage Yield: $10 |
| Interest Rate: .15% |
| Annual Percentage Yield: .15% |
| Christmas Club |
| Minimum to Open: $10 |
| Min Balance to Earn Annual Percentage Yield: $10 |
| Interest Rate: .15% |
| Annual Percentage Yield: .15% |
Certificates of Deposit
| Account Type | Minimum to Open | Min Balance to Earn Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
| 6 Month | $500 | $500 | 1.97% | 2.01% |
| 6 Month | $7,500 | $7,500 | 1.97% | 2.02% |
| 8 Month | $25,000 | $25,000 | 4.25% | 4.40% |
| 12 Month | $500 | $500 | .15% | .15% |
| 12 Month | $1,000 | $1,000 | 2.20% | 2.25% |
| 12 Month | $7,500 | $7,500 | 2.20% | 2.25% |
| 12 Month | $25,000 | $25,000 | 2.24% | 2.30% |
| 15 Month | $10,000 | $10,000 | 4.11% | 4.25% |
| 18 Month | $500 | $500 | 2.35% | 2.40% |
| 18 Month | $20,000 | $20,000 | 2.44% | 2.50% |
| 19 Month Bump Up | $10,000 | $10,000 | 2.92% | 3.00% |
| 24 Month | $500 | $500 | 2.93% | 3.00% |
| 30 Month | $500 | $500 | 2.45% | 2.50% |
| 36 Month | $500 | $500 | 2.54% | 2.60% |
| 48 Month | $500 | $500 | 2.69% | 2.75% |
| 60 Month | $500 | $500 | 2.69% | 2.75% |
| 6 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 1.97% |
| Annual Percentage Yield: 2.01% |
| 6 Month |
| Minimum to Open: $7,500 |
| Min Balance to Earn Annual Percentage Yield: $7,500 |
| Interest Rate: 1.97% |
| Annual Percentage Yield: 2.02% |
| 8 Month |
| Minimum to Open: $25,000 |
| Min Balance to Earn Annual Percentage Yield: $25,000 |
| Interest Rate: 4.25% |
| Annual Percentage Yield: 4.40% |
| 12 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: .15% |
| Annual Percentage Yield: .15% |
| 12 Month |
| Minimum to Open: $1,000 |
| Min Balance to Earn Annual Percentage Yield: $1,000 |
| Interest Rate: 2.20% |
| Annual Percentage Yield: 2.25% |
| 12 Month |
| Minimum to Open: $7,500 |
| Min Balance to Earn Annual Percentage Yield: $7,500 |
| Interest Rate: 2.20% |
| Annual Percentage Yield: 2.25% |
| 12 Month |
| Minimum to Open: $25,000 |
| Min Balance to Earn Annual Percentage Yield: $25,000 |
| Interest Rate: 2.24% |
| Annual Percentage Yield: 2.30% |
| 15 Month |
| Minimum to Open: $10,000 |
| Min Balance to Earn Annual Percentage Yield: $10,000 |
| Interest Rate: 4.11% |
| Annual Percentage Yield: 4.25% |
| 18 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.35% |
| Annual Percentage Yield: 2.40% |
| 18 Month |
| Minimum to Open: $20,000 |
| Min Balance to Earn Annual Percentage Yield: $20,000 |
| Interest Rate: 2.44% |
| Annual Percentage Yield: 2.50% |
| 19 Month |
| Minimum to Open: $10,000 |
| Min Balance to Earn Annual Percentage Yield: $10,000 |
| Interest Rate: 2.92% |
| Annual Percentage Yield: 3.00% |
| 24 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.93% |
| Annual Percentage Yield: 3.00% |
| 30 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.45% |
| Annual Percentage Yield: 2.50% |
| 36 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.54% |
| Annual Percentage Yield: 2.60% |
| 48 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.69% |
| Annual Percentage Yield: 2.75% |
| 60 Month |
| Minimum to Open: $500 |
| Min Balance to Earn Annual Percentage Yield: $500 |
| Interest Rate: 2.69% |
| Annual Percentage Yield: 2.75% |
Individual Retirement Accounts
| Type | Minimum to Open | Min Balance to Earn Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
| 6 Month | $100 | $100 | .50% | .50% |
| 12 Month | $100 | $100 | 1.50% | 1.50% |
| 18 Month | $100 | $100 | 2.35% | 2.35% |
| 30 Month | $100 | $100 | 2.50% | 2.50% |
| 42 Month | $100 | $100 | 2.73% | 2.74% |
| 60 Month | $100 | $100 | 2.73% | 2.75% |
| 6 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: .50% |
| Annual Percentage Yield: .50% |
| 12 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: 1.50% |
| Annual Percentage Yield: 1.50% |
| 18 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: 2.35% |
| Annual Percentage Yield: 2.35% |
| 30 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: 2.50% |
| Annual Percentage Yield: 2.50% |
| 42 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: 2.73% |
| Annual Percentage Yield: 2.74% |
| 60 Month |
| Minimum to Open: $100 |
| Min Balance to Earn Annual Percentage Yield: $100 |
| Interest Rate: 2.73% |
| Annual Percentage Yield: 2.75% |
Notes
Rates subject to change without notice.
Member FDIC
A penalty may be imposed for early withdrawal on certificates of deposit.
Except for certificate of deposit accounts and IRA’s, the interest rate may change after the account is opened.
Fees could reduce the earnings on the account.
A penalty may be imposed for early withdrawal on individual retirement accounts.
NOW Accounts for Personal Use Only.
Money Market and Money Market Advantage- Interest for the applicable tier is based on the entire account balance.
8 Month CD and 15 Month CD are specials and are for new money only.
19 Month CD allows an optional one time rate bump up during the initial term. Rate may change after account is opened.
We reserve the right to decline a request for a deposit account or for a deposit.
Contact Bank for more details concerning our products.