3228-3230 Eastern Avenue, Baltimore, MD 21224

Deposit Rates

Effective as of 12/13/2022

Savings Rates

Limited to the State of Maryland

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
Easy Checking$100$0.00.00%.00%
NOW$300$10.05%.05%
Money Market$2,500$0 - $2,500.05%.05%
Money Market$2,500$2,500 - $20,000.15%.15%
Money Market$2,500over $20,000.40%.40%
Money Market Advantage$40,000$0 - $39,999.15%.15%
Money Market Advantage$40,000$40,000 and over.50%.50%
Statement Savings$50$10.15%.15%
Christmas Club$10$10.15%.15%
Easy Checking
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $0.00
Interest Rate: .00%
Annual Percentage Yield: .00%
NOW
Minimum to Open: $300
Min Balance to Earn Annual Percentage Yield: $300
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $0 - $2,500
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $2,500 - $20,000
Interest Rate: .15%
Annual Percentage Yield: .15%
Money Market
Minimum to Open: over $20,000
Min Balance to Earn Annual Percentage Yield: over $20,000
Interest Rate: .40%
Annual Percentage Yield: .40%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $0 - $39,999
Interest Rate: .15%
Annual Percentage Yield: .15%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $40,000 and over
Interest Rate: .50%
Annual Percentage Yield: .50%
Statement Savings
Minimum to Open: $50
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .15%
Annual Percentage Yield: .15%
Christmas Club
Minimum to Open: $10
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .15%
Annual Percentage Yield: .15%

Certificates of Deposit

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$500$500.50%.50%
6 Month$7,500$7,500.50%.50%
12 Month$500$5001.50%1.50%
12 Month$1,000$1,0001.50%1.50%
12 Month$7,500$7,5001.50%1.50%
12 Month$25,000$25,0002.24%2.30%
15 Month$10,000$10,0002.24%2.30%
18 Month$500$5002.35%2.40%
18 Month$20,000$20,0002.44%2.50%
19 Month Bump Up$10,000$10,0002.82%2.90%
24 Month$500$5003.41%3.50%
30 Month$500$5002.45%2.50%
36 Month$500$5002.54%2.60%
48 Month$500$5002.69%2.75%
60 Month$500$5002.69%2.75%
6 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .50%
Annual Percentage Yield: .50%
6 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: .50%
Annual Percentage Yield: .50%
12 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 1.50%
Annual Percentage Yield: 1.50%
12 Month
Minimum to Open: $1,000
Min Balance to Earn Annual Percentage Yield: $1,000
Interest Rate: 1.50%
Annual Percentage Yield: 1.50%
12 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: 1.50%
Annual Percentage Yield: 1.50%
12 Month
Minimum to Open: $25,000
Min Balance to Earn Annual Percentage Yield: $25,000
Interest Rate: 2.24%
Annual Percentage Yield: 2.30%
15 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: 2.24%
Annual Percentage Yield: 2.30%
18 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 2.35%
Annual Percentage Yield: 2.40%
18 Month
Minimum to Open: $20,000
Min Balance to Earn Annual Percentage Yield: $20,000
Interest Rate: 2.44%
Annual Percentage Yield: 2.50%
19 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: 2.82%
Annual Percentage Yield: 2.90%
24 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 3.41%
Annual Percentage Yield: 3.50%
30 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 2.45%
Annual Percentage Yield: 2.50%
36 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 2.54%
Annual Percentage Yield: 2.60%
48 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 2.69%
Annual Percentage Yield: 2.75%
60 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: 2.69%
Annual Percentage Yield: 2.75%

Individual Retirement Accounts

TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$100$100.50%.50%
12 Month$100$1001.50%1.50%
18 Month$100$1002.35%2.35%
30 Month$100$1002.50%2.50%
42 Month$100$1002.73%2.74%
60 Month$100$1002.73%2.75%
6 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .50%
Annual Percentage Yield: .50%
12 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 1.50%
Annual Percentage Yield: 1.50%
18 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 2.35%
Annual Percentage Yield: 2.35%
30 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 2.50%
Annual Percentage Yield: 2.50%
42 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 2.73%
Annual Percentage Yield: 2.74%
60 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 2.73%
Annual Percentage Yield: 2.75%
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