3228-3230 Eastern Avenue, Baltimore, MD 21224

Deposit Rates

Effective as of 04/17/2020

Savings Rates

Limited to the State of Maryland

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
Easy Checking$100$0.00.00%.00%
NOW$300$10.10%.10%
Money Market$2,500$0 - $2,500.05%.05%
Money Market$2,500$2,500 - $20,000.15%.15%
Money Market$2,500over $20,000.30%.30%
Money Market Advantage$40,000$0 - $39,999.05%.05%
Money Market Advantage$40,000$40,000 and over.30%.30%
Statement Savings$50$10.15%.15%
Christmas Club$10$10.15%.15%
Easy Checking
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $0.00
Interest Rate: .00%
Annual Percentage Yield: .00%
NOW
Minimum to Open: $300
Min Balance to Earn Annual Percentage Yield: $300
Interest Rate: .10%
Annual Percentage Yield: .10%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $0 - $2,500
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market
Minimum to Open: $2,500
Min Balance to Earn Annual Percentage Yield: $2,500 - $20,000
Interest Rate: .15%
Annual Percentage Yield: .15%
Money Market
Minimum to Open: over $20,000
Min Balance to Earn Annual Percentage Yield: over $20,000
Interest Rate: .30%
Annual Percentage Yield: .30%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $0 - $39,999
Interest Rate: .05%
Annual Percentage Yield: .05%
Money Market Advantage
Minimum to Open: $40,000
Min Balance to Earn Annual Percentage Yield: $40,000 and over
Interest Rate: .30%
Annual Percentage Yield: .30%
Statement Savings
Minimum to Open: $50
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .15%
Annual Percentage Yield: .15%
Christmas Club
Minimum to Open: $10
Min Balance to Earn Annual Percentage Yield: $10
Interest Rate: .15%
Annual Percentage Yield: .15%

Certificates of Deposit

Account TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$500$500.40%.40%
6 Month$7,500$7,500.45%.45%
12 Month$500$500.50%.50%
12 Month$1,000$1,000.55%.55%
12 Month$7,500$7,500.54%.55%
12 Month$25,000$25,000.54%.55%
15 Month$10,000$10,000.59%.60%
18 Month$500$500.65%.66%
18 Month$20,000$20,000.69%.70%
19 Month Bump Up$10,000$10,000.69%.70%
24 Month$500$500.70%.70%
30 Month$500$500.85%.85%
36 Month$500$500.90%.90%
48 Month$500$500.95%.95%
60 Month$500$500.99%1.00%
6 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .40%
Annual Percentage Yield: .40%
6 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: .45%
Annual Percentage Yield: .45%
12 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .50%
Annual Percentage Yield: .50%
12 Month
Minimum to Open: $1,000
Min Balance to Earn Annual Percentage Yield: $1,000
Interest Rate: .55%
Annual Percentage Yield: .55%
12 Month
Minimum to Open: $7,500
Min Balance to Earn Annual Percentage Yield: $7,500
Interest Rate: .54%
Annual Percentage Yield: .55%
12 Month
Minimum to Open: $25,000
Min Balance to Earn Annual Percentage Yield: $25,000
Interest Rate: .54%
Annual Percentage Yield: .55%
15 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: .59%
Annual Percentage Yield: .60%
18 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .65%
Annual Percentage Yield: .65%
18 Month
Minimum to Open: $20,000
Min Balance to Earn Annual Percentage Yield: $20,000
Interest Rate: .69%
Annual Percentage Yield: .70%
19 Month
Minimum to Open: $10,000
Min Balance to Earn Annual Percentage Yield: $10,000
Interest Rate: .69%
Annual Percentage Yield: .70%
24 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .70%
Annual Percentage Yield: .70%
30 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .85%
Annual Percentage Yield: .85%
36 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .90%
Annual Percentage Yield: .90%
48 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .95%
Annual Percentage Yield: .95%
60 Month
Minimum to Open: $500
Min Balance to Earn Annual Percentage Yield: $500
Interest Rate: .99%
Annual Percentage Yield: 1.00%

Individual Retirement Accounts

TypeMinimum to OpenMin Balance to Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
6 Month$100$100.40%.40%
12 Month$100$100.50%.50%
18 Month$100$100.65%.65%
30 Month$100$100.85%.85%
42 Month$100$100.95%.95%
60 Month$100$1001.00%1.00%
6 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .40%
Annual Percentage Yield: .40%
12 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .50%
Annual Percentage Yield: .50%
18 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .65%
Annual Percentage Yield: .65%
30 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .85%
Annual Percentage Yield: .85%
42 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: .95%
Annual Percentage Yield: .95%
60 Month
Minimum to Open: $100
Min Balance to Earn Annual Percentage Yield: $100
Interest Rate: 1.00%
Annual Percentage Yield: 1.00%
Due to COVID19 Pandemic, HFSB will change its lobby hours to Mon-Fri 09:00am-2:00pm daily until further notice.
+