3228-3230 Eastern Avenue, Baltimore, MD 21224

Loan Rates

Effective as of 11/28/2023

Conforming Mortgage Rates for up to $500,000

Limited to the State of Maryland

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%7.00%7.292%0$8.98
Fixed20 yearsup to 95%7.25%7.490%0$7.90
Fixed30 yearsup to 95%7.625%7.818%0$7.07
Fixed30 yearsup to 95%7.50%7.796%1$6.99
5 Year Adjustable Rate Mortgage30 yearsup to 95%7.25%7.406%0$6.82
5 Year Adjustable Rate Mortgage30 yearsup to 95%7.125%7.456%1$6.73
Construction Permanent Loan30 yearsup to 80%7.625%7.954%1$7.07
Fixed
Term: 15 Years
LTV: up to 95%
Interest Rate: 7.00%
Annual Percentage Rate: 7.292%
Points: 0
Payment Per $1,000: $8.98
Fixed
Term: 20 Years
LTV: up to 95%
Interest Rate: 7.25%
Annual Percentage Rate: 7.490%
Points: 0
Payment Per $1,000: $7.90
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.625%
Annual Percentage Rate: 7.818%
Points: 0
Payment Per $1,000: $7.07
Fixed
Term: 30 Years
LTV: up to 95%
Interest Rate:7.50%
Annual Percentage Rate: 7.796%
Points: 1
Payment Per $1,000: $6.99
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.25%
Annual Percentage Rate: 7.406%
Points: 0
Payment Per $1,000: $6.82
5 Year Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.125%
Annual Percentage Rate: 7.456%
Points: 1
Payment Per $1,000: $6.73
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 7.625%
Annual Percentage Rate: 7.954%
Points: 1
Payment Per $1,000: $7.07

Home Equity

*Home Equity LOC not offered at this time

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed Rate10 years80%8.00%8.437%0$12.13
Fixed Rate15 years80%8.25%8.571%0$9.70
Fixed Rate
Term: 10 Years
LTV: 80%
Interest Rate: 8.00%
Annual Percentage Rate: 8.437%
Points: 0
Payment Per $1,000: $12.13
Fixed Rate
Term: 15 Years
LTV: 80%
Interest Rate: 8.25%
Annual Percentage Rate: 8.571%
Points: 0
Payment Per $1,000: $9.70

Jumbo Mortgage Rates

TypeTermLTVInterest RateAnnual Percentage RatePointsPayment per $1,000
Fixed15 yearsup to 95%7.50%7.642%0$9.27
Fixed30 yearsup to 95%7.875%7.970%0$7.25
Fixed30 yearsup to 95%7.75%7.949%1$7.16
5 Year Adjustable Rate Mortgage30 yearsup to 95%7.375%7.359%0$6.90
Construction Permanent Loan30 yearsup to 80%7.875%8.027%1$7.25
Fixed Rate
Term: 15 Years
LTV: up to 95%
Interest Rate: 7.50%
Annual Percentage Rate: 7.642%
Points: 0
Payment Per $1,000: $9.27
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.875%
Annual Percentage Rate: 7.970%
Points: 0
Payment Per $1,000: $7.25
Fixed Rate
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.75%
Annual Percentage Rate: 7.949%
Points: 1
Payment Per $1,000: $7.16
5 Yr Adjustable Rate Mortgage
Term: 30 Years
LTV: up to 95%
Interest Rate: 7.375%
Annual Percentage Rate: 7.359%
Points: 0
Payment Per $1,000: $6.90
Construction Permanent Loan
Term: 30 Years
LTV: up to 80%
Interest Rate: 7.875%
Annual Percentage Rate: 8.027%
Points: 1
Payment Per $1,000: $7.25
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